The disability insurance (BU) through Wiltmann offers the following benefits for you:
Franz Wiltmann GmbH & Co. KG subsidizes the disability insurance (BU) by 20%.
The insurer ranks among the best in the market with its terms and conditions.
You save on taxes and social security contributions.
Instead of complicated health questions, only a simple declaration is required.
"15 years ago, I took out my disability insurance (BU) with Wiltmann. For me, it has always been important to be well-protected. For the past 7 years, I’ve been assisting my colleagues with insurance cases – and I can only report positive experiences. I’ve always had good experiences with KPFM: Communication is straightforward and fast. In most cases, the boss, Karsten Poppe, even personally takes care of our colleagues.
(Peter Bunselmeyer, Works Council)
The consumer protection states the following:
This is why disability insurance (BU) is so important!
Anyone who is no longer able to work in their profession due to illness or injury often faces financial ruin as well.
It can happen to anyone: According to the statutory pension insurance, one in five new retirees already receives a pension due to reduced earning capacity.
Why do many employees still not have disability insurance (BU)?
No insurance coverage due to pre‒existing conditions?
Your employer offers you a solution without the usual health questions.
KPFM will inform you.
Are certain illnesses excluded?
Through your employer's offer, you are insured without exclusions.
KPFM will be happy to explain it to you.
The contributions are way too high?
In general, the contribution for disability insurance (BU) is high. However, with the subsidies, it becomes affordable for you as well.
That's why you should request an offer now.
The insurance didn't pay out with acquaintances?
Unfortunately, this is the case in more than 30% of cases in general.
However, with the Wiltmann framework agreement, the risk is reduced to around 1%.
Inquire with the works council.
Find out how your employer makes this possible for you!
The company disability insurance (BU) from ZDF, supported by KPFM.
Wiltmann, together with KPFM, has the solution for you:
Submit your application without individual health questions!
Your contact: Karsten Poppe
The family business Wiltmann immediately said 'Yes!
"20 years ago, the works council made us aware of the company disability insurance (BU). We then included it in our company pension scheme – out of conviction, not obligation.
We are not proud, but grateful that we have been able to help many colleagues during difficult times over the years. Because that’s what it's all about for us: being there for each other when it matters most."
I have been competently and goal-orientedly supported by Mr. Poppe and his team for many years in the areas of company pension schemes and health insurance. The collaboration is always friendly and reliable. Highly recommended!
Johannes Bohlsen
Truly exceptional service providers in this sector. You can really rely on getting the best for yourself and your company here. The analysis, handling, support, flexibility, and forward-/customer-oriented approach and guidance are groundbreaking. Thank you to the wonderful team.
PhotoArtWolf Foto und Grafik Design
We met 5 months ago. The owner, Karsten Poppe, conducts all conversations calmly, friendly, and professionally. The staff are also very friendly and competent. I will gladly return.
Dirk Breithaupt
I have only had good experiences with Karsten Poppe and his team. Professional advice, competent and friendly. You can tell that the staff care about people and their stories and do their best to help wherever they can.
Dagmar Heyens
It has been several years now since I got to know Mr. Karsten Poppe as my contact for my company disability insurance supplement and came to appreciate him as a competent and always helpful person. In all matters, especially during the claims process, he and his team were there for me with advice and support. Many thanks for that.
Frank Degener
Ich have been working with KPFM FinanzManagement for several years now and can only say: Thank you and keep up the great work!!! I have always felt well-advised and supported here up until today.
Frank Schwarting
The exclusive offer from the Wiltmann Group.
Attention: The offer must be accepted within the next 12 months. (Afterwards, it will only apply to new hires.)
You can learn the reasons from your KPFM advisors, the works council, the HR department, or below in the FAQ.
What this means for you:
Protection
You are covered in the event of a recognized occupational disability lasting more than six months!
Simple
Through salary conversion, your contribution is conveniently transferred to the insurance provider by your employer.
Affordable
The government and your employer make the decision easy for you through generous subsidies.
No joke – this offer is available for a limited time only!
Take advantage of this opportunity now: According to the agreement with the insurer, all “Wiltmänner” can take out their disability insurance for one year from the start without the usual health questions.
Make use of the service provided by KPFM FinanzManagement
If you already have disability insurance, KPFM will gladly assist you with a comparison. You’ll receive a free assessment.
You'll get everything in black and white!
Please note: The offer without the usual health questions is only valid for a limited time.
1
You request a free offer
Simply click the button and enter your details.
2
We will then get in touch with you
We will prepare an offer based on your information.
3
We apply for your insurance coverage through your employer
Completely without the usual health questions.
4
You will receive the policy from us and decide whether to accept it
Of course, you have the right to withdraw.
The KPFM team is ready to assist you
FAQ about disability insurance (BU)
Why shouldn’t you wait long to apply?
What is disability insurance (BU)?
Why is taking out the insurance through your employer more advantageous?
What advantages does an insurance broker offer?
What happens if you change employers?
Why are there fewer claim denials through KPFM?
What sets this disability insurance (BU) apart from others?
Is there a statutory disability insurance?
How is the amount of the insurance premium determined?
What role do substitution clauses (Verweisungsklauseln) play in disability insurance (BU)?
What tax aspects should be considered with disability insurance (BU)?
How does disability insurance (BU) affect retirement planning?
Can disability insurance (BU) be taken out as a supplementary insurance?
What are the most common causes of disability (Berufsunfähigkeit)?
Who pays the premiums?
When can I cancel the disability insurance (BU)?
